Inside the workflow
Not a separate quote side trip. FRU specialty is meant to use the parties, contracts, and steps the software already knows.
Distribution
Specialty coverage inside software workflows.
We prefer to offer specialty insurance inside software people already use — point-of-sale, project management, and similar tools — so a next step opens only when the right coverage is in place. VizStruct is an early distribution channel across our specialty areas.
That means the insurance lives inside the system that already runs the work. When a sale, project step, certificate check, start-of-work, or opening needs FRU specialty coverage, that step stays closed until the program fits — then work continues.
First Risk Underwriters remains the MGU. Software partners share context and surface the moment coverage is needed. They do not underwrite or hold premium for us.
Point of sale and project tools
These systems already have checkpoints. That makes them a natural place to offer specialty coverage.
Open when coverage fits
Checkpoints open only when the required specialty program is in place — matching need and underwriting in the same moment.
Specialty insurance works best when the need, the underwriting, and the next work step happen in the same place.
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