Specialty Area

Franchise buildouts.

Insurance for the parties involved when a franchise location is built out, remodeled, or opened. Commercial unit buildouts are covered in a separate specialty area.

View franchise programs

Franchisors

Problem: Missing specialty coverage can stall franchise openings, rollouts, or contracts.
How FRU helps: Brand owners opening many locations who need consistent insurance rules and proof across franchisee openings.
Where coverage fits: Maps to a franchise buildout specialty program on carrier paper when appointed.

Franchisees

Problem: Missing specialty coverage can stall franchise openings, rollouts, or contracts.
How FRU helps: Operators opening or remodeling a franchise location who must meet brand, landlord, and lender insurance rules.
Where coverage fits: Maps to a franchise buildout specialty program on carrier paper when appointed.

General Contractors

Problem: Missing specialty coverage can stall franchise openings, rollouts, or contracts.
How FRU helps: Contractors running franchise location buildouts who need insurance in place before work starts.
Where coverage fits: Maps to a franchise buildout specialty program on carrier paper when appointed.

Subcontractors

Problem: Missing specialty coverage can stall franchise openings, rollouts, or contracts.
How FRU helps: Trade contractors on franchise projects who must meet contract insurance requirements before they can start on site.
Where coverage fits: Maps to a franchise buildout specialty program on carrier paper when appointed.

Workmanship Warranties

Problem: Missing specialty coverage can stall franchise openings, rollouts, or contracts.
How FRU helps: Coverage focused on warranty risk after franchise location buildout work is done. This is not a surety performance bond.
Where coverage fits: Maps to a franchise buildout specialty program on carrier paper when appointed.